When does my Social Security direct deposit enter my bank account?

If you've opted for direct deposit of your Social Security benefits, you can expect them to hit your bank account on one of three dates, depending on your date of birth:

  1. If born on the 1st - 10th of the month, your deposit date will be the 2nd Wednesday of the month.
  2. If born on the 11th - 20th of the month, your deposit date will be the 3rd Wednesday of the month.
  3. If born on the 21st - 31st of the month, your deposit date will be the 4th Wednesday of the month.

Note: If your payment date falls on a federal holiday, you may receive your payment a day or two earlier.

FAQ

  1. Can I change my direct deposit date? No, Social Security direct deposit dates are set based on your date of birth.
  2. What time will my deposit be available? Deposits are typically available in your bank account by early morning on your scheduled payment date.
  3. What if I don't receive my deposit on time? Contact your bank and the Social Security Administration to report the issue.
  4. Can I receive my Social Security benefits as a paper check? Yes, but you must request this in writing to the Social Security Administration.
  5. How do I sign up for direct deposit? You can sign up online at www.ssa.gov/myaccount, or by calling the Social Security Administration at 1-800-772-1213.

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