If a golf ball hits a car driving on a public road whose insurance company would be responsible
If a golf ball hits a car driving on a public road, the insurance company responsible for the damage would depend on the specific circumstances of the incident. In general, there are two possible scenarios:
1. The golf ball was hit by a player on the golf course and landed on the public road.
In this case, the golf course's liability insurance would likely be responsible for the damage to the car. This is because the golf course is responsible for maintaining the safety of its premises, including any hazards that may extend beyond the course boundaries.
2. The golf ball was hit by someone other than a player on the golf course and landed on the public road.
In this case, the car owner's comprehensive insurance would likely be responsible for the damage. Comprehensive insurance covers damage to the car from non-collision events, such as vandalism, hail, and falling objects.
Additional factors that may influence liability:
- Location of the accident: If the accident occurred on the golf course property, the golf course's liability insurance would likely apply regardless of who hit the ball.
- Foreseeability of the hazard: If the golf course knew or should have known about the potential for golf balls to land on the public road, it may be held liable for negligence.
- Negligence of the driver: If the driver was speeding or otherwise driving recklessly, the driver's own insurance company may be liable for a portion of the damage.
Related Questions
- What is the best way to prevent golf balls from hitting cars on public roads? Install protective netting or fencing along the boundaries of the golf course.
- Who is responsible if a golf ball hits a pedestrian on a public road? The golf course's liability insurance would likely be responsible.
- What should you do if your car is hit by a golf ball? Contact your insurance company and the golf course management.
- Is there a specific type of insurance that covers damage caused by golf balls? Some homeowners and renters insurance policies include coverage for golf ball damage.
- What is the average cost to repair a car that has been hit by a golf ball? The cost can vary depending on the extent of the damage, but it can range from a few hundred dollars to several thousand dollars.
Related Hot-Selling Products
- TaylorMade Golf Practice Net
- Callaway Golf Ball Retriever
- Titleist Velocity Golf Balls
- Wilson Duo Golf Balls
- Garmin Approach S42 Golf GPS Watch
Pre：Who is allowed to ride the golf cart
Next：Why do golf fans yell and scream on the 16th hole at TPC Scottsdale during the WM Phoenix Open